Collection Call Protection Service

DAAN is the Key to Ending Collection Calls Immediately

Abusive collection calls are a growing problem for consumers, as evidenced by the Federal Trade Commission's 2006 annual report to Congress. Over 90,000 complaints about collection calls were filed with the FTC in 2005, almost double the number of complaints received in 2003. Even more disturbing is the fact that the Commission believes that the number of consumers who complain to the FTC "...represent a relatively small percentage of the total number of consumers who actually encounter problems with debt collectors". Credit counselors also know firsthand the effects of collection calls.

Most debt relief ads on TV and radio claim to stop collection calls. In reality, it could take up to 3 months after entering a program to finalize a debt reduction plan. In the meantime, many consumers are bombarded by collection calls. Worse yet is the fact that some of those debt relief agencies actually want the dehumanizing calls to continue to scare consumers into continued program compliance. Consumers quickly realize they are paying into a program with one hand and explaining their situation to impatient and abusive collectors with the other. But technology has come to the rescue. The patented Debtor-Activated-Account-Notification system or "DAAN", discreetly and automatically redirects annoying collectors to AAA Fair Credit Foundation without the consumer ever saying a word or even remaining on the line with the calling collector.

Here's how it works. Consumers entering a debt management relief program are issued a compact, DAAN Home Transmitter Module that simply plugs into any phone jack in the home. When a collector calls, the consumer presses the phone's star key and hangs-up, "instructing" the DAAN Module to redirect that caller. That's a huge relief to spouses, who usually field the bulk of home collection calls daily, resulting in strained marital relationships nightly. It's also a welcomed way to discreetly end collection calls when family or friends are present. Creditors appreciate the notification because their collection departments are usually the last to be told an agreement has been reached.

How long will collection calls continue?

People using the DAAN modules have noted that most collection calls completely stop within 3 days or so depending on specific circumstances. For every incoming call you can manually stop it immediately with a simple push of a button. Within a few days all calls should have stopped completely after the collectors have heard the message the unit delivers. Compare this to the 2-3 months it would normally take for the calls to stop when with working with a credit program without this service. View this industry comparison chart which shows you the difference in having personal control to stop a call with this program versus waiting for the paperwork to take effect with other credit counseling agencies.

How to use the DAAN Unit

1. Simply plug the DAAN home transmitter module into ANY phone jack in your home. "Click"...done! The module can now be activated from ANY phone in your home.

2. When you answer the phone and the caller is a creditor or collector, say nothing...just press the star (*) key on whatever phone you are on, even cordless, and hang- up. The DAAN module will take over, discretely advising the caller that you have retained a (DAAN network) attorney and how to contact the attorney (who will in turn refer the caller to us for debt resolution). Then, DAAN asserts the attorney-client privilege FOR you and advises the caller NOT to call you back pursuant to law, after which the call is automatically terminated.

3. Recommended: Keep a log of the time, date and identity of the incoming calls where the client used DAAN. It is further evidence for a harassment suit should the circumstances warrant it.

4. When you no longer need DAAN, simply return it.

Want to know more about how it works? Read the DAAN Frequently Asked Questions Here.

AAA Fair Credit Foundation is the ONLY credit counseling service provider in the USA which offers the DAAN module and its patented technology. The DAAN module is licenced directly from the DAAN Group and MyPhoneLawyer.com which in turn supplies the backing legal service of the collection call protection program. With DAAN at your fingertips, the peace of mind is immense, immediate, inexpensive and 24/7.

You can read more about the Collection Call Protection Service and the DAAN module in our press release.