US households will receive one billion fewer credit card offers in 2008This full year projection shows a 20% decrease representing over one billion fewer offers mailed during the course of the year. Households with incomes under $50,000 will receive about 700,000 fewer offers in 2008 compared to 2007. |
|
|
   |
Schedule of Fees
Financial Counseling Services | |
| Credit, Debt and Budget Counseling (in-person or by phone, includes re-counseling) | free |
| Debt Management Plan Administration (DMP) | Set-up and monthly fees vary by State |
| DMP Administrative Services | |
| 25 cents per copy | |
| free | |
| free | |
(Lender letters will be processed and available within 3 business days after receipt of written client authorization to release information) | free |
| $25 | |
| $15 | |
Credit Report Review Session (includes counseling and copy of credit report) | $35 (+ $15 for copy of credit report) |
Identity Theft Solutions | |
| Identity Theft Solutions (counseling, credit report and the ID Theft Recovery guide) | $75 |
Individual Development Accounts (IDAs) | |
| Individual Development Accounts (IDAs) | free (Some circumstances may warrant a processing transaction fee. A fee for online money-management training may apply.) |
Housing Solutions | |
| Default and Foreclosure Counseling | free |
| Pre-Purchase Counseling | free |
| Post-Purchase Counseling | free |
| Rental Counseling | free |
| Reverse Mortgage Counseling | free |
Financial Education Solutions | |
| 13-week Financial Coaching Program | $125 |
| (includes the ConsumerCents Personal Finance book, monthly Keep Your Change newsletter) | |
| Second Chance Checking Education Workshop | $40 |
| ConsumerCents® Personal Finance Education Guide | $12.95 (+ shipping) |
| ConsumerCents® Personal Finance Education Guide (downloadable format) | free |
| ConsumerCents® Personal Finance Education Modules | $3.50 each (+ shipping) |
| (Setting Financial Goals, Spending Plans, Organizing Personal & Financial Records, Checking Accounts, Credit Reports, Debt-to-Income Ratio, Holiday Spending, Identity Theft, Buy or Lease a Car, Bankruptcy) | |
| ConsumerCents® Personal Finance Education Modules (downloadable format) | free |
| (Setting Financial Goals, Spending Plans, Organizing Personal & Financial Records, Checking Accounts, Credit Reports, Debt-to-Income Ratio, Holiday Spending, Identity Theft, Buy or Lease a Car, Bankruptcy) | |
| First-Time Homebuyer Workshop | no fee |
| Monthly e-Newsletter | no fee |
Corporate Solutions | |
| Presentation of existing financial workshops to corporations/for-profit businesses | $350 per hour |
| Presentation of existing financial workshops to non-profit organizations | $250 per hour |
| (fees vary based on annual revenue) | |
| Customized Workshops | variable/negotiable |
Other Educational Products | |
| Joey Learns to Save (children’s activity book) | $3.50 (+ shipping) |
| Joey Learns to Save (downloadable format) | free |
| Moonjar (Save, Spend, Share moneyjar) | $14 |
Fee Waiver Policy - FCF provides credit counseling services regardless of its clients’ ability to pay. FCF will reduce or waive service fees for debtors whose household income is less than 150% of the estimated poverty threshold for their applicable family size as published by the Bureau of the Census AND the debtor is unable to pay the fee based on the debtor's budget analysis. No one will ever be asked to make donations or contributions to help defray the actual costs of providing counseling or administering debt managment plans. FCF reserves the right to modify its fees and fee waiver policy at any time.
Contact Us |
Suggestions |
En Español |
Privacy Policy |
Site Map |
Home
© AAA Fair Credit Foundation 2007, All Rights Reserved